![]() ![]() Let's say your fixed costs are $10000 all together. ![]() The difference between variable cost and selling price equals $85 and makes the contribution margin and this money is used to cover the fixed costs. The price at which you sell each kettle is $100 – it's selling price. The cost of producing a kettle is $15 – it's a variable cost. If you spend $5000 to produce and sell sweets and manage to earn $5000, your business is neither profitable nor at a loss – it's reached its break-even. ![]() Your business has covered the costs and made a profit of $5000.īreak-even point – is revenue equal costs (both variable and fixed). Using the same example – the costs of producing sweets is $5000 (both fixed and variable), while your revenue is $10000. In this case, your business is at loss because the both costs ($10000+1000=$11000) exceed the revenue - $5000 making a difference of $6000.Ī business is profitable when the total variable cost + fixed costs are smaller than your revenue. Your total variable costs are $1000 and total fixed costs are $10000, and you managed to earn $5000. It produces enough revenue to cover business expenses.Ī business is at a loss when revenue is smaller than a total of variable cost and fixed cost. Interpretation of break even analysisĪt break even point, a business doesn't make any profit or loss. Let's have a quick look at the interpretations and examples. Variable cost per unit is the cost of creating one unit of your product.Ĭontribution margin is the difference between the price of product and its variable costs. Sales price per unit is how much a product you are selling costs. They can represent salaries, the cost of renting an office space, or outsourcing accounting. Start 30-day trial Definitions of the formulaįixed costs are your business costs that stay the same month by month. So let's look at the definitions and then proceed to some real life example to help you make these calculations by yourself.Ĭreate invoices and get paid x3 times faster with InvoiceOcean ![]() There are few elements of these formula that definitely need a bit more explanation. There are at least two formulas you can use to calculate the break even.īoth formulas focus on two different metrics:Ģ) points in sales dollars How to calculate the break even point (unit sales) – number of units of product soldīreak even quantity = Fixed costs / (Sales price per unit – Variable cost per unit) How to calculate break-even point (sales dollars) – points in sales dollarsīreak-Even Point (sales dollars) = Fixed Costs ÷ Contribution Margin How to calculate? Formula – break even point In simple words, you have to look at the costs that remain the same every month (for example, renting an office) and the costs of producing your product (for example, the cost of materials). When doing a break even analysis, one should calculate units or dollars needed to cover company expenses. By determining those, you can come up with a better (and more precise) pricing for your product that accounts for your expenses and units you need to sell to start making a profit.īreak-even point is a situation where business costs and total revenue are equal. It's crucial to determine your fixed costs (such as employee salaries) and variable costs (materials) you need for production of services. If you have just started growing your company, you might be asking yourself "When does my company break even? What is the right price for my product? Should I charge more or less?" To answer these questions, you have to start with the basics – a simple financial analysis and calculating your break even. Formula - Break even point in a nutshell Use the following formula to calculate break even point: Break-even point formula (unit sales)īreak even quantity = Fixed costs / (Sales price per unit – Variable cost per unit) Break-even point formula (sales dollars)īreak-Even Point (sales dollars) = Fixed Costs ÷ Contribution Margin Why do you need these formula?įor new businesses, reaching a break-even point is a critical milestone insuring a business can cover its total expenses and is at a point to start making a profit. ![]()
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![]() Be nice: If a polite way cannot be found to phrase what it is you want to say, don't say anything at all. We are not a place for gossip, rumors, or manipulative or misleading content.Ĥ. Be truthful: All posts/comments must be factually accurate and verifiable. Be welcoming: It is important that everyone from newbies to OG Trekkers feel welcome no matter their gender, sexual orientation, religion or race.ģ. Be constructive: All posts/comments must contribute positively to r/StarTrek and the lives of those who participate here.Ģ. He thinks it’s his most powerful work yet.Click here for the full & detailed guidelinesġ. On June 7, Flatt will open his fourth solo show at Tim Melville Gallery in Auckland, this time diving into memories of underage nightclubbing, and catching the night bus home. “I use those kind of thought processes, and then I twist it around and have some fun with it.” “When you think about memory and your childhood or teenage years, it’s usually the bad stuff, or things that happened that were quite hard, that come to mind,” Flatt explains. The house is incredibly suburban and a 90s frosted hairstyle makes an appearance, daring you to laugh. The boys look defiant and vulnerable and serene. He made three pictures, set around a dinner table, in a lounge and in a bedroom, that shows the family dynamic when a teenage boy and his school friend are caught exploring their sexuality. “That gave me permission not to feel any constraints about what I want to make for them,” Flatt says. The judges liked one of his more provocative pictures from Paper Planes, one which shows a young boy hiding under his parents’ bed, as they fool around on top. “I think people maybe see a little bit of themselves in them, somehow.”įor the Auckland Festival of Photography, on now until June 24, Flatt was commissioned to create a new body of work. “I’m glad you see that, because I feel like some of them are just so ridiculous,” Flatt says. Mainly, though, they’re kind of hilarious pictures. If I look longer, I remember the pressure of performing in your chosen sport or art, how overwhelming it could all get, and the nub of alienation at the heart of teenage endeavours. “Like popcorny stale carpet,” Flatt supplies. Looking at these pictures, I instantly remembered exactly how Skateland in Glenfield used to smell. There are the spangly shirts and flared trousers, the grim-faced coach in a leather jacket and 80's moustache, the wide lapels and high, teased ponytails. ![]() Nationals, his third solo show, recalls Flatt’s time as a young competitive roller skater on Auckland’s North Shore. His pictures aren’t always so serious or impersonal, though. ![]() It was nice to do it and then lay them out and see the subtle differences in different gazes.” “It was about the perception of brown guys within our country, and how skin colour can connect a group of people, but how individual we are. “I was looking at the physiognomy of brown guys,” he says. He graduated from the University of Auckland’s Elam Art School with a postgraduate diploma in 2013, and hisĮnd-of-year presentation was picked up by the Mangere Arts Centre for what would become his first solo show,Perceiving Identity.Ī striking part of that show is a series of portraits of about 40 Maori and Pacific Island men, shot square-on and shirtless. Three years later, they’d form his second solo show, Paper Planes.Īs a gay Maori man a small subset of an ethnic minority in a small country who’s spent much of his adult life abroad, Flatt’s probably used to feeling and thinking like an outsider. ![]() But knowing they were deeply personal, he put them to one side until the time was right to exhibit them. They’re carefully staged portraits, beautifully lit and technically skillful. The first art works Flatt made are meticulous recreations of childhood memories to do with his English RNZAF engineer father, Maori mother and sister, all of whom had died within two years of each other. He’s tall and narrow with big, serious eyes and you can sense a steely self-possession behind his quiet, careful way of speaking. This month in Auckland, there’s a fantastic flurry of new works from photographer Russ Flatt, an artist who makes pictures that are profound, emotionally engaging, and slyly entertaining, all at once.įlatt spent more than a decade shooting high-end fashion editorials in London and New York, before launching his art practice in New Zealand in 2013. ![]() ![]() ![]() If you have any leftover funds in the miscellaneous category, you can put them toward your financial goals. Miscellaneous: This category should be around 5% of your take-home pay and can be used for non-emergency expenses during the month, such as a gift for a family or friend. If you choose not to tithe at this rate, you can reallocate the 10% elsewhere in your budget. Giving: Ramsey recommends tithing 10% of your take-home pay to your church, charities or worthy causes, even if you’re in debt. Babysitting expenses for one-off occasions like date nights should be budgeted within the entertainment category instead. He suggests $267 – $315 for singles, $640 for couples, and $928 to $1,109 for a family of four (noting that these numbers can vary based on dietary restrictions and lifestyle choices).Ĭhildcare: According to Ramsey, Childcare expenses - which can range from $10,700 to $15,900 per year per child - should be budgeted in an additional and dedicated category to cover the costs of parents being able to work. Bureau of Labor Statistics to help determine your desired budgeting percentages for groceries. Note that if you’re in debt-payoff mode, Ramsey says you should save as much as you can - even if that figure exceeds 15%.įood: Ramsey suggests using the following national averages from the U.S. ![]() Once you’ve saved a three-month emergency fund, you can start saving for retirement and other bigger purchases. But depending on where you’re at in Ramsey’s baby steps framework, your savings might be going towards building your emergency fund or your debt snowball (paying off non-mortgage debt). Saving: The end goal is to save 15% of your gross income for retirement. For homeowners, Ramsey suggests a 15-year fixed mortgage with 10% to 20% down. ![]() This figure is the same whether you’re renting or paying on a mortgage. Housing: Ramsey uses a strict percentage limit here, stating that your total housing payment shouldn’t exceed 25% of your take-home pay. While he has more information on his site about determining your own ideal budgeting percentages, here’s a breakdown of how to approach each category. Of course, your circumstances may vary from this example, which is why you shouldn’t follow Ramsey’s recommendations blindly. Here are Ramsey’s ideal percentages across his 12 budget categories, using the example of a family of four with take-home pay of $6,000 per month who needs part-time childcare, has employer-paid health insurance, and has paid off their non-mortgage debt:ĭave Ramsey’s Budget Categories Explained In other words, there’s no one size fits all budget.īut that doesn’t mean you can’t learn from his general guidelines. Additionally, his recommended budgeting percentages differ based on factors such as the size of your household, whether you need childcare, where you are in the baby steps process and other variables. Ramsey uses a combination of income percentages and set figures drawn from national income averages to determine his recommendations. Dave Ramsey’s Household Budget Percentages: Summary & Final Thoughtsĭave Ramsey’s Recommended Household Budget Percentages.Dave Ramsey’s Recommended Budgeting System.How to Analyze Your Monthly Budget (and Create One That Works).Dave Ramsey’s Household Budget Percentages Analyzed.Dave Ramsey’s Budget Categories Explained. ![]() ![]() ![]() ‘Positive emotions, like laughter, are not so well researched because their societal and clinical impact are not as immediate,’ said Dr Carolina Pletti, a researcher at the University of Vienna. There’s a clinical requirement to understand more about these emotions to be able to treat patients effectively. In psychology and neuroscience research, laughter has been overshadowed by the pressing medical need to study negative emotions that affect mental health such as anxiety and fear. Höhl is working on the Laughing Together project, one of two EU-funded studies bringing a new focus to the subject of happiness. ‘Laughter is so central to our human experience of coordinating and interacting with other people, but we don’t know much about it,’ said Stefanie Höhl, a professor of developmental psychology at the University of Vienna in Austria. Yet there’s very little science on how this works. Laughter is a social glue that binds people together, helping to navigate and smooth all manner of experiences and encounters. An infant’s first giggle at around four months enchants and reinvigorates even the most weary parent and, from then on, it’s a lifelong tool for communicating with the world. I also want to tell you I have nothing to do with this company and I pay for shipping like anyone else that does.While people the world over enjoy a good laugh, remarkably little is known about this instinctive behaviour.īefore babies can talk or walk, they can laugh. Well with that said, I am willing to say I will not use any other line of nutrients unless they go out of business or increase the price. Although I have heard of people mixing the other bloomers and additives from other nutrient lines but I think it comes down to someone wanting to think they know what is best for their plants and not knowing what is in the product line already. I have used multiple nutrient lines over the last 15+ years of growing and have not found a nutrient line that will give me huge buds with only 6 bottles. I have been growing for over 15 years and I can say I have not had a better product line. The customer service is top notch if I have not made my point yet. ![]() Although when using this product I would suggest you leave out the liquid seaweed due to smell if running in DWC or Hydroponics. I can give you at least 15 to 20 of my friends that have switched to this line due to the cost and how good the line actually works. The owner is a Chemist and him and another guy started the company. He will give you his personal number if you are having any problems. Another reason I love this company is I can call the owner and get answers anytime. ![]() Other than being concentrated, I have to say “I love this product”. I have heard other friends that use Coco and Promix HP are also using the nutrients at 1/4 strength. One of the reasons I like this line of nutrients is I can run it at 1/4 strength so this saves you a lot of money. At this time I am running a deep water undercurrent watering system. It works great in Coco, Promix HP, and also great in hydroponics. I have ran the Farmers Pride version also. I have been running this companies nutrients for over a year and a half now. I use the 3 Part High Yield Kit of Blue Planet Nutrients. ![]() ![]() TIFF, JPEG, DNG, PSD (that have Maximize Compatibility turned on).Adobe Lightroom 6 or Adobe Lightroom CC 2015 or newer.Adobe Photoshop CS6 or Adobe Photoshop CC 2015 or newer.A monitor with 1280×768 resolution or greater.An Intel Core 2 processor with SSE4 support or compatible.Microsoft Windows: Windows 7 64-bit or newer.Apple Mac: OS X Yosemite (10.10) or newer.If you need some further assistance, there is a huge catalogue of tutorials available on the Exposure Software website. If you have never used an editing tool before, you will find it incredibly intuitive and easy to navigate. ![]() With Exposure, you can take dull, flat photos and bring them to life. You can change the way in which the composition is framed, the colour palette, tonal values, and even add creative effects. Once you have your files available, Exposure allows you to fully control the editing process with as much or little input as you need. Equally, professional photographers will find a fully-fledged editing suite to make their workflow as efficient as possible. This software is so versatile that it can quickly be picked up by those new to photo editing. You can also use it as a plug-in within Adobe Photoshop, or as an external editor for Lightroom. The software works as a standalone product, meaning that you don’t need any other file management or editing software to manage your post-production workflow. Exposure X7 is a RAW image editing software that allows you to take the RAW images shot with your camera and retouch them to look even better. ![]() ![]() ![]() Bonus CT Money collected from online orders will be applied to the Member’s Triangle Rewards Account within five weeks of the purchase date. CT Money is collected on the pre-tax amount of the purchase. The offered rate is exclusive of any bonus or promotional offers or redemption transactions. Visit for full program rules and Partner location information. Not all items sold are eligible to earn CT Money or to be redeemed for. The 30X for Triangle Mastercard, World Mastercard and World Elite Mastercard customers consists of the 10X everyday plus the 20X bonus. Example: On a $100 (pre-tax) purchase with a 20X bonus multiplier a Member would earn a bonus $8 in CT Money (20 X. Any bonus multiplier is based on the base rate of collecting CT Money (0.4%), and will be added to whatever the Member would otherwise collect, without the bonus. You cannot collect paper Canadian Tire Money on bonus offers. To collect bonus CT Money you must present a Triangle Rewards card/key fob, or use any approved Cardless method, at time of purchase or pay with a Triangle credit card. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). Triangle™ Mastercard®, Triangle™ World Mastercard® and Triangle™ World Elite Mastercard® are issued by Canadian Tire Bank. †The Triangle Rewards Program is owned and operated by Canadian Tire Corporation, Limited. ‡Was price reflects the last national regular price this product was sold for. Selection and availability may vary by location. ![]() Those looking for older LBJ editions can visit StockX to find authenticated sneakers.**Online prices and sale effective dates may differ from those in-store and may vary by region. The list does not include the many colorways, Soldier and Ambassador variations, lifestyle editions or low-top LeBron James shoe versions that have been released. It is important to note that only one main release is covered for each season. The chronological listing includes an image from every edition from 2003 to 2023. The following list details each of the yearly signature LeBron James shoe offerings from Nike. Shop for popular LeBron sneakers and other gear at Nike. To be clear, Michael Jordan ( and the MJ sneaker line) will never be replaced, but at his current pace, James may one day stand alongside him. This oft-criticized contract looks downright reasonable many years later and he has since signed a "lifetime" deal with Nike that is believed to be worth more than one billion dollars.Īlthough he has not replaced Michael Jordan, LeBron James is as close as anyone has ever been. Well, even as a teenager, LeBron James was not just anyone, and the lucrative endorsement deal made him a multi-millionaire before he was even drafted. Was Nike so desperate to find a replacement for Michael Jordan that they would throw millions at anyone? Didn't they learn their lesson from all the other "next" Michael Jordans? When Nike took a $90 million-dollar chance on an 18-year-old kid, fresh out of high school, people questioned the decision. ![]() The Nike LeBron James shoe line holds a strong place with collectors, but that was not always the case. ![]() ![]() TALC, SILICA, BORON NITRIDE, ETHYLHEXYL PALMITATE, MAGNESIUM STEARATE, NYLON-12, OCTYLDODECYL STEAROYL STEARATE, TRIETHOXYCAPRYLYLSILANE, CAPRYLYL GLYCOL, DIMETHICONE, ETHYLHEXYLGLYCERIN, METHYLPARABEN, PHENOXYETHANOL, PROPYLPARABEN, TOCOPHERYL ACETATE, MAY CONTAIN/PEUT CONTENIR: (+/-) MICA, IRON OXIDES (CI 77491, CI 77492, CI 77499), TITANIUM DIOXIDE (CI 77891) " TALC, SILICA, BORON NITRIDE, MAGNESIUM STEARATE, ETHYLHEXYL PALMITATE, NYLON-12, OCTYLDODECYL STEAROYL STEARATE, CAPRYLYL GLYCOL, DIMETHICONE, ETHYLHEXYLGLYCERIN, METHYLPARABEN, PHENOXYETHANOL, PROPYLPARABEN, TOCOPHERYL ACETATE, TRIETHOXYCAPRYLYLSILANE, MAY CONTAIN/PEUT CONTENIR: (+/-) MICA, IRON OXIDES (CI 77491, CI 77492, CI 77499), TITANIUM DIOXIDE (CI 77891) So I say get the palette if your not intimidated by contouring and highlighting.TALC, SILICA, BORON NITRIDE, ETHYLHEXYL PALMITATE, MAGNESIUM STEARATE, NYLON-12, OCTYLDODECYL STEAROYL STEARATE, CAPRYLYL GLYCOL, DIMETHICONE, ETHYLHEXYLGLYCERIN, METHYLPARABEN, PHENOXYETHANOL, PROPYLPARABEN, TOCOPHERYL ACETATE, TRIETHOXYCAPRYLYLSILANE, MAY CONTAIN/PEUT CONTENIR: (+/-) MICA, IRON OXIDES (CI 77491, CI 77492, CI 77499), TITANIUM DIOXIDE (CI 77891) Like I said before, I love the Rimmel Sun shimmer bronzer in Sun Love because it’s such a good contour and highlighters can come from eyeshadows, shimmer blushes sometimes, cream shadow or specifically made highlighters. I love to contour and highlight but if you aren’t familiar with how to do that yet or it’s not something you do a lot I would buy just a basic contour powder and highlighter. It sells out quick I had to sign up for email notification from Sephora to get mine as soon as it was stocked.Īll in all I’m in love with it because it’s right up my alley. I’m glad though cause it was bothering me about the banana shade. I promise it was mislabeled I’m not crazy lol. So the colors are actually: Vanilla, Banana, and Sand (top row left to right) and Java, Fawn, Havana (bottom row L-R). ** Disclaimer: after writing this I was looking at the new refill pans only to realize that my kit had been labeled wrong in the names. That is also the same order on the swatches. It’s just as good as the rest just not something I use on myself.įrom left to right the colors are: Sand, Vanilla, Banana and starting left on the bottom is Fawn, Java, Havana. The only shade I didn’t say much on is the very first, it has a pink undertone kinda and that’s just not my jam. ![]() The first two contour shade are on the ashy/cooler side to me (which I like) and the last shade is more warmer so I use it to warm up my face. ![]() The contour colors are a little harder to blend than the rest but I used a fluffy brush today instead of the straight across 163 contour brush from MAC and had an easier time. ![]() All the colors are smooth and easy to work with. The highlight shade in it (banana) with shimmer is a great highlighter for the cheeks I was so impressed with it. Not that that was a bad thing cause it works good in my opinion and was probably just the right color. I immediately thought the center yellow color would be lighter and brighter but it was a little dull. So when I seen this little jewel I was like “Thank God someone done this!” So when I opened it up it was slightly smaller than I had imagined but not tiny and I felt like for $40 that it was still good sized. I’d always thought about getting the ones from BH Cosmetics or Coastal Scents but I didn’t like the blush colors that came so I decided against them. ![]() First thing is I can’t tell you how pumped I was to get a contour palette. I received this palette earlier this week and I’ve been using it everyday since I got it. ![]() ![]() ![]() AdGuard Pro for iOS is an exception: it is open source despite being sold in the App Store. Bear in mind that there are two ways of using Adguard - Basic interface and. AdGuard lets you have the best of both worlds by giving an option to filter traffic of any app installed on your computer.įree versions of AdGuard are opensource, only premium products are closed source. Top Alternatives to Adguard for Windows Adguard Trial version 3.9 (50 votes) Adguard Adguard is an attractive, configurable app that lets you remove ads from web pages.It's a lovely-looking program, with clean, clear lines, and easily accessible settings. There are plenty of otherwise great apps that just can't resist showing ads to you. It accumulates rules against all known online analytics that try to steal your private data. Due to unnoticeable background filtering and cosmetic processing, all you will see is clean pages with the content you came for.ĪdGuard fights against all trackers and analytical systems that spy on you thanks to the special Spyware filter designed by the AdGuard team. Pop-ups, video adverts, banners and such - they will all go away. There are many addons for AdGuard writed on JavaScript. What do you think of AdGuard MV3 Best alternatives to AdGuard MV3 Secureframe Promoted Learn more Automated security compliance for your business in weeks 1. 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